Dental Malpractice Insurance Quote Forms
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Dental Malpractice Insurance
While dental care is an important and rewarding career, it can also be very challenging. Dentists are often responsible for performing delicate and difficult services, which means that there is consistent potential for mistakes. Errors in dental care can lead to serious ramifications, including costly lawsuits against a practice or specific employee. With that in mind, you and your practice should understand the importance of dental malpractice insurance.
Mikel's Insurance Services is aware of the importance that dentists put on both their practices and patients. We can use our expertise to assess your risks and compose an optimal insurance package that will protect your practice against possible lawsuits.
What is Dental Malpractice Insurance?
Dental malpractice insurance is a form of professional liability insurance. It’s of the utmost importance that you and your dental practice have proper coverage to protect yourselves in the event that a malpractice claim is filed against you.
What Does Dental Malpractice Insurance Cover?
Dental malpractice insurance specifically protects policyholders in the event of a lawsuit that results in monetary loss related to professional negligence. Some costs that may trigger your policy include:
Damages if you are found liable for malpractice
Expenses associated with settling or defending lawsuits
Compensatory and punitive damages
How Does Dental Malpractice Insurance Work?
Dentists must have a valid license proving that they are qualified to practice dentistry before they are able to obtain dental malpractice coverage. Once insured, dental professionals and practices will be protected from potential malpractice claims.
How Much Does Dental Malpractice Insurance Cost?
The price of dental malpractice insurance can vary greatly depending on the type of policy obtained, the amount of coverage purchased and even your location. For example, larger metropolitan areas may result in higher rates. Recent graduates can generally obtain dental malpractice insurance for between $300 to $1,000 per year. After practicing for five years, premiums will usually increase to approximately $2,000 to $3,000 annually.
Contact one of our agents today to start learning about how dental malpractice insurance can keep you and your practice safe, and what we may be able to do to help you get the best deal on your coverage.