Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Business & Commercial Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Business & Commercial Insurance Information
Louisiana businesses of all sizes face a number of financial risks. While prevention is key, some accidents and incidents are unavoidable. Business insurance can help company owners protect their company from unexpected events resulting in financial loss.
The team at DJW insurance Agency in New Liberia is here to help identify risks specific to your business. To learn about how business insurance can help you plan for unpleasant surprises and to find out which policies may work best for your company, give us a call today.
What Is Business Insurance?
Business insurance refers to a collection of policies your business may need rather than one single policy. The policies address common occurrences that could result in financial losses for your company.
Every business has unique concerns and needs. Here are the most common business insurance policies we recommend to our clients:
General liability insurance. This policy may provide coverage if your company is legally responsible for advertising injuries, another person’s bodily injury or third-party property damage.
Workers’ compensation insurance. This coverage may help a business pay for lost wages or medical expenses if an employee becomes ill or is injured while on the job.
Errors and omissions (E&O) insurance. This policy may provide coverage if one of your clients or customers claims harm due to negligence or inadequate work.
Commercial property insurance. This coverage may help replace or repair property owned by your company, including equipment, buildings or inventory damaged by events such as burglaries, fires, or other named perils.
Depending on your circumstances, there may be other policies, such as cyber liability insurance or commercial auto insurance, that could help complete your coverage. The team at DJW Insurance Agency Inc. can help you decide which policies may best meet your needs.
How Much Does Business Insurance Cost?
Business insurance premiums vary depending on the size and type of policy you need, the size of your business, your claims history, your business’s location and your industry.
Call our team of insurance experts today to discuss the factors that may affect your premium rates.
Let Us Help You
We understand that getting the appropriate business insurance can be confusing. Work with our team of professional agents at DJW Insurance Agency to get the help you need finding the best policies for your company.