Different Industries Require Different Insurance Protections

Restaurants, bars and clubs should consider liquor liability insurance, which covers the expenses associated with damages inflicted by intoxicated patrons. There are also policies related to food contamination and valet parking. 

An office environment may thrive under the guidance of a few highly experienced executive employees. The loss of these employees could threaten the profitability, or even the existence, of the business. Key employee insurance can offset losses and fund the search for and training of new staff members. 

Retail stores sell a variety of products, some of which may be defective or poorly tested. Product liability insurance protects against the expenses associated with a customer becoming injured or ill in direct relation with a product sold by your store. 

Trucking companies haul cargo, often all across the country. Like with passenger cars, commercially driven vehicles must be insured with commercial auto insurance. Various coverages exist to protect vehicles, drivers and cargo.