Dentist Professional Liability Companies that You Can Trust
Rock-Solid Stability – Backed by Berkshire Hathaway with an A++ (Superior) AM Best rating, Med Pro has insured dentists tor over 125 years without exiting any market.Your coverage is secure, even in volatile times.
Top-Tier Claims Defense -Wins 95% of dental trials, with millions of claims handled. Offers “pure consent to settle” (no settlement without your approval where allowed by law). Protects your finances and reputation with aggressive, dentist-first defense.
Cost Savings for Dentists – Risk Management Discounts offered from 5 -7.5% depending on the state you reside in.
Premium Discount for California “Punjabi Dental Society” members and SCOA
disclaimer: Premium discount apply to Medpro only for Punjabi and SCOA membership
Physician-Owned Stability – Doctor-owned mutual with an A (Excellent) AM Best rating; founded in 1976 during California’s malpractice crisis. Assets exceed $4.BB, and they anticipate trends with national/local expertise.
Ironclad Claims Defense -True consent-to-settle (no settlement without your approval, where allowed); defends outside policy limits.
The Tribute Plan -Your participation is automatic if eligible. 10% of your eligible annual premiums is credited to your personal “Tribute Balance” each year. The balance is paid to you In a lump sum after retirement.
Click Here to Start a Policy Today!
Proven Stability & Experience – Mutual company since 1909 with 110+ years serving healthcare pros; A+ (Superior) AM Best rating. Reliable partner that won’t exit markets-your coverage is backed by a member-owned entity focused on long-term protection, not profits.
Expert Claims Handling-Proactive claims approach: On-staff professionals and legal counsel investigate root causes, provide guidance, and defend with tailored strategies.
Integrated Business Insurance Solutions – A seamless bundle including business owners and workers compensation coverage. This approach simplifies your insurance portfolio, potentially saving time and money compared to piecing together policies from multiple carriers.
Dental Malpractice Insurance Information
All dentists are vulnerable to malpractice lawsuits. Having dental professional liability insurance can provide essential coverage in these circumstances. The agents at Mikel’s Insurance Services can help you secure the insurance you need. Contact us for additional information.
A dental practitioner’s primary focus should be providing quality care to patients and maintaining their oral health. However, risks and uncertainties can arise, potentially leading to professional liabilities and legal challenges, which is where dental liability insurance comes into play.
What Is Dental Liability Insurance and Why Is It Important for Dental Practitioners?
Dental liability insurance is a professional liability insurance specifically designed to protect dental practitioners, such as dentists, orthodontists and oral surgeons, from potential claims or lawsuits arising from their professional services.
Dental practitioners are exposed to various risks and potential liabilities in their practice, such as dental malpractice claims, allegations of negligence, errors in diagnosis or treatment, accidental injury to patients, breach of confidentiality and other professional misconduct. In the event of such claims or lawsuits, dental liability insurance can help safeguard the dentist’s financial assets and professional reputation.
Is Dentist Liability Insurance Mandatory for Dental Professionals?
The requirement for dental liability insurance varies depending on the jurisdiction and local regulations. In some states, dental liability insurance is mandatory for dental professionals as a condition of obtaining and maintaining a dental license. These requirements are put in place to ensure that dental practitioners have adequate protection in case of professional liabilities and maintain a certain standard of professionalism and accountability.
However, it’s important to note that the specific regulations regarding dental liability insurance can differ from one jurisdiction to another. Some jurisdictions may have specific minimum coverage requirements, while others may not have a mandatory insurance requirement at all. The requirements may also depend on the type of dental practice, such as private practice, working in a hospital or clinic, or being an employee of a larger organization.
Even in jurisdictions where dental liability insurance is not mandatory, it is still highly recommended for dental professionals to carry this type of insurance. Dental professionals should consult with their local dental regulatory authority or professional association to understand the specific requirements regarding liability insurance in their jurisdiction. Additionally, seeking advice from an insurance professional or broker specializing in dental liability insurance can help dental practitioners make informed decisions about their insurance needs.
How to Get Dentist Liability Insurance
At Mikel’s Insurance Services, we provide tailored dental liability insurance solutions to meet dental professionals’ unique needs. Our team of experienced insurance professionals understands the intricacies of the dental field and will work closely with you to assess your risks and develop a comprehensive coverage plan.
Let us provide the security you deserve today and long into your future…
For more information contact: Krysti Wartelle
Agent – Program Administrator
Phone: (855) 758-9649
Email: kwartelle@mikels-ins.com
‡Product availability varies based upon business and regulatory approval and may be offered on an admitted or non-admitted basis.