Dentist Professional Liability
Warren Buffett's insurance company...
"Insurance is a long term proposition; it is important that you give your
premium dollar to an insurer that will be there when you need it..."
Premium Discount for California "Punjabi Dental Society" members
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Financial Strength - Malpractice insurer Medical Protective is a Warren Buffett - Berkshire Hathaway Company with unmatched respected A.M. Best rating "A++" (Superior) and by Standard & Poors rating "AA+" (Very Strong)
"The Highest Rated Malpractice Insurance Company"
Authorized Admitted Programs - 50 states including: Arizona, California, Nevada, Oregon and Washington providing the strongest dental malpractice protection available in the country
Two Policy Types - "Occurrence" policies and "Claims-Made" policies with available "Prior Acts" protection available through MedPro
Limits of Liability - up to $5,000,000 per claim and $7,000,000 annual aggregate available
Insuring - General Dentist, Oral Surgeons, Orthodontist, Endodontist, Periodontist, Pediatric Dentist, Prosthodontist, Oral Pathologist, Dental Anesthesiologist, New Dental Graduates (special rates) and large Dental Groups
Largest malpractice insurer nationally ~ 115 Years Strong
Pure Consent*
- Absolute right to refuse case settlement
- "NO Hammer Clause or Arbitration Process"
*The only California non-association insurance company providing these exclusive policy contract terms
Proven Claims Experience - MedPro has focused exclusively on malpractice for more than 115 years and national expertise with focused in-house claims defense specialist team bringing over 20 years of experience to each case
Protecting Dentist - MedPro's leveraged financial strength invested in finest stable of legal defense in the nation, supported by more than 7,500 expert witnesses with *95%+ WIN rate and over 82% of cases closed without a loss payment!
"Industry Leader - Aggressive Defense"
It is important to note that The Medical Protective Company has often spent far more on defense than would have been required in an out-of-court settlement
Clinical Risk Management Experts - MedPro's full team of industry leaders who are available to address any issue, whether it be a basic question or walk you through a situation real time while a patient is in the chair...
Education - MedPro offers a variety of Risk Management courses that provide CDE's available via Home Study, Internet & Hotel Seminar programs for doctors and staff that includes an opportunity to receive premium credits.
Solutions - Risk Management, patient safety and litigation support for more than 40,000 dental professionals nationwide
Botox - Medical Protective in California offers coverage by endorsement for dentist who administer Botulinum Toxin and Dermal Fillers
State Endorsements - MedPro is honored to have Eight State and Six National Dental Society Endorsements including Punjabi Dental Society
Free Unlimited Reporting - this endorsement (tail coverage) available upon permanent retirement for Dentists insured by MedPro for a minimum of 1 year. Free unlimited tail coverage in the event of death or permanent and total disability. Otherwise, unlimited tail coverage available at a fixed cost.
Stability - MedPro unlike other dental malpractice companies that have left the market or brokers who frequently switch carriers, Medical Protective has never left a dental market. Pricing is stable and competitive due to the success in defending our insured.
Your Career... You've invested a lot in your dental career and reputation so, why not take the time to insure you have the strongest protection with a company who has the strength and experience needed in the event of a claim.
"A claim is someone seeking to take your money and blemish your reputation"
Medical Protective is well suited to provide the security you deserve today and long into your future...
For more information contact: Richard Walton
Agent - Program Administrator
Phone: (855) 758-9649 ext. 128
eMail: rwalton@mikels-ins.com
We Welcome Members and the endorsement of Punjabi Dental Society
An award winning, international organization
Serving the California Dental
Community Since 1999
Over 3,500 Members Strong
*Based on Medical Protective internal data.
‡Product availability varies based upon business and regulatory approval and may be offered on an admitted or non-admitted basis.