February 8, 2022
AgencyDifferent Industries Require Different Insurance Protections
All businesses across all industries can benefit from commercial property, liability and workers compensation insurance. But the additional coverage required to maintain a comprehensive business insurance portfolio varies from industry to industry. Why? Insurance policies have limitations and exclusions that can create coverage gaps, which should ideally be filled in with additional policies to provide […]
March 14, 2022
AgencyCan Adding Products or Services Change Your Workers Compensation Insurance Rates?
If you offer new products or services, it’s possible that your workers compensation insurance rates may change. That’s because the type of work that your employees perform is the primary driver in workers compensation insurance rates. How Workers Compensation Rates Work Like any other insurance coverage, workers compensation premiums are based on the risk that you’ll file a claim. In […]
April 19, 2022
AgencyDental Malpractice Insurance
Dental malpractice lawsuits are more common than you may think. Negligent dental work, failure to diagnose a problematic condition, delayed diagnosis and misconduct on the part of the dentist can all trigger a lawsuit. The agents at Mikel’s Insurance Services in Downey, California, understand how important it is for dental practices to have proper insurance […]
May 12, 2022
AgencyNot All Car Insurance Coverage is Created Equal
When shopping for car insurance, most drivers look for the cheapest option. While it’s important to save money, you should also avoid singing onto the cheapest policy without considering the policy’s coverage. Not all coverage is created equal and certain policies may leave you without the coverage you need. Low Credit Money Trap Some car […]
June 6, 2022
AgencyThe Most Common Homeowners Insurance Claims and How to Avoid Them
A homeowners insurance policy helps protect you and your belongings, but it’s better for everybody if you don’t have to deal with filing a claim. You can lower your chances for incidents by learning from others. Some of the most common claims include: Storm damage. Strong winds are usually to blame for damage, so look […]
July 20, 2022
AgencyDental Malpractice Insurance
Dental malpractice insurance can provide essential coverage for your practice, patients and career. Even with rigorous training and proper safety protocols, accidents can happen, and dental professionals are vulnerable to lawsuits regarding their services. The knowledgeable team at Mikel’s Insurance Services can help you secure the right dental malpractice insurance for your needs. Contact us […]
August 15, 2022
Agency5 Insurance Coverages You May Need For Your Business
Your business already has liability and property insurance. You believe that you have enough coverage. But do you? The checklist below includes policies that may be important to managing company risk: Are you protected if your company loses a key employee? What if your business has a fire and must rebuild? Do you have protection […]
September 19, 2022
AgencyHow to Reduce Workers’ Comp Claims by Improving Ergonomics
Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. Below, we outline several key tips for […]
October 27, 2022
AgencyThe Importance of Dental Malpractice Insurance
Dental malpractice insurance can provide essential coverage for your patients, practice and career. Oral healthcare professionals of all experience levels may face lawsuits for malpractice, and this type of insurance can help provide financial assistance in these situations. The experienced team at Mikel’s Insurance Services in Downey, California, knows how important it is for dental […]
November 11, 2022
AgencyTeaching Teens to Drive Can Lower Car Insurance Rates
Did you know that taking time to properly teach your teenagers to drive can lower your car insurance rates? How is that possible? By making your teenager a safer driver who will be in fewer accidents and receive fewer tickets. It also gives both of you a chance to spend time together and can help […]