July 20, 2022
AgencyDental Malpractice Insurance
Dental malpractice insurance can provide essential coverage for your practice, patients and career. Even with rigorous training and proper safety protocols, accidents can happen, and dental professionals are vulnerable to lawsuits regarding their services. The knowledgeable team at Mikel’s Insurance Services can help you secure the right dental malpractice insurance for your needs. Contact us […]
June 6, 2022
AgencyThe Most Common Homeowners Insurance Claims and How to Avoid Them
A homeowners insurance policy helps protect you and your belongings, but it’s better for everybody if you don’t have to deal with filing a claim. You can lower your chances for incidents by learning from others. Some of the most common claims include: Storm damage. Strong winds are usually to blame for damage, so look […]
May 12, 2022
AgencyNot All Car Insurance Coverage is Created Equal
When shopping for car insurance, most drivers look for the cheapest option. While it’s important to save money, you should also avoid singing onto the cheapest policy without considering the policy’s coverage. Not all coverage is created equal and certain policies may leave you without the coverage you need. Low Credit Money Trap Some car […]
April 19, 2022
AgencyDental Malpractice Insurance
Dental malpractice lawsuits are more common than you may think. Negligent dental work, failure to diagnose a problematic condition, delayed diagnosis and misconduct on the part of the dentist can all trigger a lawsuit. The agents at Mikel’s Insurance Services in Downey, California, understand how important it is for dental practices to have proper insurance […]
March 14, 2022
AgencyCan Adding Products or Services Change Your Workers Compensation Insurance Rates?
If you offer new products or services, it’s possible that your workers compensation insurance rates may change. That’s because the type of work that your employees perform is the primary driver in workers compensation insurance rates. How Workers Compensation Rates Work Like any other insurance coverage, workers compensation premiums are based on the risk that you’ll file a claim. In […]
February 8, 2022
AgencyDifferent Industries Require Different Insurance Protections
All businesses across all industries can benefit from commercial property, liability and workers compensation insurance. But the additional coverage required to maintain a comprehensive business insurance portfolio varies from industry to industry. Why? Insurance policies have limitations and exclusions that can create coverage gaps, which should ideally be filled in with additional policies to provide […]
January 25, 2022
AgencyHow Does Dental Malpractice Insurance Work?
Dental malpractice insurance can offer valuable protection for your dental practice and your career. Many jurisdictions require it, and it can provide financial coverage if anyone files a claim of negligence or improper practice. Although it might not be pleasant to think about, all dentists are susceptible to lawsuits, and this coverage can help you […]
December 6, 2021
Agency4 Misconceptions About Home Insurance
Imagine calling your home insurance company to file a claim regarding an issue in your home only to realize the loss you experienced is not covered under your policy. Misconceptions about what is included in a homeowners insurance policy happen every day. It can be devastating news to find out that your homeowners insurance does […]
November 8, 2021
AgencyShopping for Auto Rates
Before you purchase a car, it’s a good idea to understand all the costs associated with the purchase of the vehicle — including the cost of automobile insurance. The Basics Learning about how automobile insurance rates are determined will help you to navigate why rates vary and assist you with your auto buying decision. Factors […]
October 12, 2021
AgencyDental Malpractice Insurance FAQs
The average dental malpractice payout is about $68,000, according to the National Practitioner Data Bank. That number is limited to the actual indemnity payment to a plaintiff, which doesn’t include high defense costs. Malpractice insurance is one way to protect your dental practice from negligence claims and additional court-based fees. Dental malpractice insurance is a […]