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September 19, 2022
Agency

How to Reduce Workers’ Comp Claims by Improving Ergonomics

Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. Below, we outline several key tips for […]
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August 15, 2022
Agency

5 Insurance Coverages You May Need For Your Business

Your business already has liability and property insurance. You believe that you have enough coverage. But do you? The checklist below includes policies that may be important to managing company risk: Are you protected if your company loses a key employee? What if your business has a fire and must rebuild? Do you have protection […]
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July 20, 2022
Agency

Dental Malpractice Insurance

Dental malpractice insurance can provide essential coverage for your practice, patients and career. Even with rigorous training and proper safety protocols, accidents can happen, and dental professionals are vulnerable to lawsuits regarding their services. The knowledgeable team at Mikel’s Insurance Services can help you secure the right dental malpractice insurance for your needs. Contact us […]
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June 6, 2022
Agency

The Most Common Homeowners Insurance Claims and How to Avoid Them

A homeowners insurance policy helps protect you and your belongings, but it’s better for everybody if you don’t have to deal with filing a claim. You can lower your chances for incidents by learning from others. Some of the most common claims include: Storm damage. Strong winds are usually to blame for damage, so look […]
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May 12, 2022
Agency

Not All Car Insurance Coverage is Created Equal

When shopping for car insurance, most drivers look for the cheapest option. While it’s important to save money, you should also avoid singing onto the cheapest policy without considering the policy’s coverage. Not all coverage is created equal and certain policies may leave you without the coverage you need. Low Credit Money Trap Some car […]
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April 19, 2022
Agency

Dental Malpractice Insurance

Dental malpractice lawsuits are more common than you may think. Negligent dental work, failure to diagnose a problematic condition, delayed diagnosis and misconduct on the part of the dentist can all trigger a lawsuit. The agents at Mikel’s Insurance Services in Downey, California, understand how important it is for dental practices to have proper insurance […]
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March 14, 2022
Agency

Can Adding Products or Services Change Your Workers Compensation Insurance Rates?

If you offer new products or services, it’s possible that your workers compensation insurance rates may change. That’s because the type of work that your employees perform is the primary driver in workers compensation insurance rates. How Workers Compensation Rates Work Like any other insurance coverage, workers compensation premiums are based on the risk that you’ll file a claim. In […]
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February 8, 2022
Agency

Different Industries Require Different Insurance Protections

All businesses across all industries can benefit from commercial property, liability and workers compensation insurance. But the additional coverage required to maintain a comprehensive business insurance portfolio varies from industry to industry. Why?  Insurance policies have limitations and exclusions that can create coverage gaps, which should ideally be filled in with additional policies to provide […]
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January 25, 2022
Agency

How Does Dental Malpractice Insurance Work?

Dental malpractice insurance can offer valuable protection for your dental practice and your career. Many jurisdictions require it, and it can provide financial coverage if anyone files a claim of negligence or improper practice. Although it might not be pleasant to think about, all dentists are susceptible to lawsuits, and this coverage can help you […]
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December 6, 2021
Agency

4 Misconceptions About Home Insurance

Imagine calling your home insurance company to file a claim regarding an issue in your home only to realize the loss you experienced is not covered under your policy. Misconceptions about what is included in a homeowners insurance policy happen every day. It can be devastating news to find out that your homeowners insurance does […]
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